5 Steps Managing the Sale of Your Flat on Your Own

Looking to Manage the Sale of your own flat?

Managing the sale of your flat on your own can be challenging. That’s why I’m here to give you a few golden rules of thumb before doing just that.

Register your Intent to Sell via the HDB Resale Portal to view your eligibility to sell your flat, the EIP/SPR quota for the flat, the status of upgrading, billing status of upgrading costs, as well as recent transacted prices of flats nearby.

You should plan your next accommodation, before putting your current flat on the market for sale. Otherwise, your family may be left without a home. Have you bought another flat or property? Or are you planning to rent a place or live with your relatives before buying another flat? 

You can refer to the resale flat prices of flats in your neighbourhood to set a realistic price. These prices reflect the market conditions at the time of the transactions.  

When selling your flat, you need to settle your financial obligations. This includes paying off the outstanding housing loan, refunding the CPF you have used to your CPF Ordinary Account, and off-setting any payments due to HDB. You also have to make sure that you have no outstanding service and conservancy charges, and property tax. Use this calculator to work out the estimated sale proceeds.

You can advertise your flat for sale in the Classifieds section of the newspapers, online property portals, social media etc.

We recomment that you find out the differences in cost and advertising of the various modes. Choose the advertising mode which best suits your needs and budget. 

Essential information

Remember to include the basic details, such as:
• Flat address (block number and street name)
• Flat type
• Floor level (Low/ Mid/ High floor)
• Floor area
• Asking price
• Contact information
• Photos

And highlight the attractiveness of your flat, for example:
• Flat orientation, e.g. north, south, east, or west
• Conditions of the flat in terms of renovation and upkeep
• Proximity to MRT/ school/ town centre
• Amenities available

Things to expect

You may receive calls from prospective buyers or salespersons, asking for more information about your flat.

You may also be approached by salespersons offering to act for you. You can decline their assistance, if you wish to continue to handle the sale yourself.

Showing documents

Some prospective buyers may request for evidence of your flat ownership and eligibility to sell the flat. 

Documents such as a printout from your My HDBPage, property tax statement, town council statement, or title deed are examples of documents that can confirm your ownership of the flat. If you have applied for a confirmation letter from your HDB Branch, it will indicate your ownership and whether you have met the minimum occupation period to sell your flat.

and leave all the worries from steps 1 to 5 to your realtor!

Have any questions? Follow us for more, call us +65 8809 7677 or drop us a message with the contact form below!



Senior Associate Director
CEA Licence No. L3009250K • R057094C
Instagram   |  Youtube  |  Facebook

Specialties & Services

  • Apartment Rental
  • Apartment Sales
  • Landed House Rental
  • Landed House Sales
  • HDB Rental
  • HDB Sales
  • Commercial Property
  • Mortgage Advisory
  • Official Valuations
  • Relocation Services

Regions Covered

  • East Coast (D15-16)
  • Balestier / Geylang (D12-14)
  • Newton / Bt. Timah (D11, 21)
  • Orchard / Holland (D09-10)
  • City & South West (D01-08)
  • North (D25-28)
  • West (D22-24)
  • Serangoon / Thomson (D19-20)
  • Changi / Pasir Ris (D17-18)

HDB Estates Covered

  • Ang Mo Kio
  • Bedok
  • Bishan
  • Bukit Batok
  • Bukit Merah
  • Bukit Panjang
  • Bukit Timah
  • Central Area
  • Choa Chu Kang
  • Clementi
  • Geylang
  • Hougang
  • Jurong East


  • Kallang/Whampoa
  • Lim Chu Kang
  • Marine Parade
  • Pasir Ris
  • Punggol
  • Queenstown
  • Sembawang
  • Sengkang
  • Serangoon
  • Tampines
  • Toa Payoh
  • Woodlands